I Need the Best Advice on How I Can Fix My Bad Credit

I once was saddled with a less-than-perfect credit and that taught me to be miserable and sad. I felt that everyone would see me together who isn't creditworthy and responsible. I decided that I would fix my credit and look after a good credit through out my life. Three years down the road, despite having the present economic situation, I still maintain a good credit and a FICO score of 796. I am no magician and I am not just a financial expert. So did I do it, Read on
The fixing of a bad credit isn't as hard because so many experts show. They only make us feel it really is hard so that we would be ready to pay $2000 or more or repair. The first thing I did several years ago ended up being write to Equifax. Equifax is among the three leading credit agencies in US and you'll write dispute letters to any ones. I asked them for proof the bad accounts were mine plus they were only able to prove about 35% from the accounts. Thus 65% of my bad accounts were eliminated contributing to 67 points were included with my score.
The alternative I did was to pay for up my debts and make certain they got entered as 'paid' rather than as 'settled'. This boosted my credit further and I went ahead to remove all bad history from my credit profile. This became the final straw; my credit was good. So good that I was in a position to obtain a home loan and buy a beautiful house while using snap of my finger.
The only thing I did there after was curb my expenses, lower your expenses, pay my bills punctually and get away from debts. I have being the greater correctly and I think you should use the steps I used to buy your bad credit fixed.